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Financial Services Enterprise · Large bank

Enterprise Financial Services: Modernizing CX Under Compliance Constraints

A large bank modernizing its customer experience operation across retail banking, wealth management, and business banking. Legacy IVR infrastructure, fragmented CRM data, and strict compliance requirements creating competing pressures: improve experience without introducing regulatory risk.

58

Overall Readiness Score

PARTIAL

Enterprise financial institution with mature compliance governance, deployed AI (IBM Watson), and comprehensive technology stack. Nearest to full playbook generation but legacy system integration and talent expansion remain barriers.

59%

AI Readiness

58%

Data Readiness

170–304%

ROI on full remediation

Remediation Plan

Prioritized path to readiness

16

Minimum weeks

30

Recommended weeks

3

Remediation tracks

Implementation phases

Talent & Quick Wins · 8 weeks Platform & Integration · 12 weeks Enterprise Rollout · 10 weeks

Remediation tracks

AI Maturity
58% → 78%
HIGH
AI Talent & Capacity
50% → 70%
HIGH
Data Accessibility
55% → 72%
MEDIUM

Success criteria

  • Watson handling full conversational banking across 3+ product lines
  • Proactive retention reducing high-value churn by 15%
  • Conversational AI design team fully staffed and productive
  • Real-time data integration replacing batch for critical customer pathways
  • Unified customer identity resolution covering 90%+ of customer base
  • Overall readiness score exceeds 70% for full playbook generation
Playbook Output

Enterprise Digital Banking Transformation: AI-Driven Competitive Response

Full playbook generated after CatalystOS™ assessment. Every output is grounded in the gaps and inputs identified above.

$2.5M–$5M

Investment range

$8.5M–$15.2M

Annual savings

6–12 months

Payback period

170–304%

ROI

⚠ Scenario built from structured inputs grounded in real-world operator experience. ROI projections are illustrative. Actual outputs depend on your organization's specific data and readiness scores.

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